Thanks to the turnaround in interest rates, companies are seeing a noticeable reduction in their pension obligations. However, the low-interest phase is still in the bones of many CFOs and the fall in IFRS interest rates by almost 1% since their peak in 2023 has once again highlighted the impact of pension risks on the balance sheet. The effects of inflation are just as noticeable, with pension increases of up to 18% and an outlook that remains uncertain.
One way out is to transfer pension obligations to an external pension company - also known as a pension buy-out. As the outsourcing of pension obligations is now cheaper than it has been for a long time, more and more companies are considering a pension buy-out via a pension company.
