The waters will probably no longer be as calm as they were in the decade between the euro crisis in 2011 and COVID 2020. The market dominance of central banks on the bond markets is decreasing, and there is a lot of movement in terms of interest rates, margins and credit conditions. Ratings are becoming more important again: good credits continue to enjoy high demand from financiers, while lower credit ratings are facing significantly more demands in terms of both conditions and prices. Together we will discuss which strategies will help companies through these turbulent times. How do you position your banking strategy, what instruments do you use? How have you dealt with the rise in interest rates? What challenges do you face in financing projects?