Financial software

cflox is an international payment institution that combines payment transactions with working capital and financing to create unique solutions. With a focus on supply chain finance, cflox offers customers the optimization of payment terms and cash flow without the involvement of suppliers.

Working with nine established financing partners and managing over 100 active customer programs, cflox provides tailored solutions to strengthen liquidity and supply chain efficiency.

cflox GmbH is headquartered in Hamburg and is registered as a payment institution (Payment Services Supervision Act - ZAG) for the provision of payment services in Germany with the Federal Financial Supervisory Authority (BaFin).