GOYA Finance
About us
Goya is an AI-driven provider offering end-to-end automation of the financial back office for small and medium-sized businesses. Our platform handles the entire financial lifecycle—seamlessly, fully automated, and capable of integrating into existing systems within a few hours.
From invoice generation—including fraud prevention—through factoring/financing (with our own license), invoice mailing, dunning, and collections, all the way to payment receipts, installment plans, bookkeeping, and reconciliation—all processes are managed centrally through our infrastructure. In this way, we act as an agent-based financial partner for our clients and deliver “Champions League”-level accounts receivable management at a cost comparable to that of a single employee.
By maintaining complete control over financial flows, we significantly reduce the risk of fraud while maximizing value for our customers, which enables us to establish a clear premium positioning.
Our platform is AI-native and modular from the ground up. This enables us to efficiently support highly complex use cases and industries and quickly expand into new verticals—whether it involves B2C, B2B, or hybrid business models with thousands of transactions and customers per month.