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cflox GmbH

cflox GmbH

About us

cflox is an international payment institution that combines payment transactions with working capital and financing to create unique solutions. With a focus on working capital, cflox offers its customers optimization of payment terms and cash flow. They can choose between early payment to suppliers or securing additional payment terms without involving the suppliers.  

In collaboration with numerous established international financing partners such as Deutsche Bank, Commerzbank, ING, and UniCredit, as well as over 150 active customer programs, cflox offers customized solutions to strengthen liquidity and efficiency in the supply chain. 

cflox GmbH is headquartered in Hamburg and is registered with the German Federal Financial Supervisory Authority (BaFin) as a payment institution (Payment Services Supervision Act – ZAG) for the provision of payment services in Germany. 

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