Flowzar GmbH

Flowzar GmbH was founded in 2025 in Munich by Andreas Habersetzer and Joe Keller. The Startup creates “Digital Employees” for finance teams. Their AI Agents empower CFOs and Finance teams to achieve better outcomes, more efficiently. Flowzar’s core product is the digital employee “Flow” – an AI agent for finance teams that focuses on digital treasury management and works like a proactive team member. Flow comes with financial domain knowledge, collaborative skills and an agentic toolset that lead to accurate cash forecasts, optimal liquidity planning and management and a high level of automation along core financial processes (especially in mulit-entity environments).